Self-directed IRAs are the only retirement programs that allow individual investors the freedom to pursue alternative investments, such as real estate. Investing in real estate with a self-directed IRA offers many benefits to those who are looking for creative ways to save for the future.
Real estate is one of the most popular asset choices among successful self-directed IRA investors.
The major reason a person would want to invest at all with an IRA is taxes. Profit from an IRA makes it tax-deferred - or in the case of a Roth IRA, you pay taxes on funds put in, but not on funds taken out – which means you don’t pay taxes at all on any gains! This means that any profit that sits in your account can get re-invested or otherwise earn interest for decades before you have to pay taxes on it – meaning it is gaining – 25%-30% more than if you had to pay taxes up front!
If you are a real estate investor, you could be using your knowledge to help secure a comfortable future for yourself, as well as your family. Self-directed IRA rules protect your retirement savings from debt collectors, which means investments held in these accounts are more safeguarded. Self-directed IRA rules also allow you to leave these savings to your heirs, so successful investing could mean a significant inheritance for your children.
Real Estate IRA Benefits
- Tax-free or tax-deferred earnings
- Numerous investing options
- Secure and protected investments
- It's easy to get started
There are almost limitless options when it comes to the types of real estate investments that are allowed with a self-directed IRA:
- Apartment Buildings
- Condominiums
- Building Bonds
- Commercial Paper
- Commercial Property
- Foreclosures
- Improved or Unimproved Land
- Joint Ventures
- Leases
- Limited Liability Companies (LLCs)
- Limited Partnerships
- Offshore Property
- Single Family and Multi-Unit Homes
- Tangible Asset Deeds
- Tax Lien Certificates
- Trust Deeds
- Mortgage Notes
If you would like more information about how you can use your Self-Directed IRA with Geld Arts LLC, feel free to contact us.